The City desires to implement a Payroll Debit Card program through a contract awarded via this Request for Proposals (RFP). The program shall permit City employees not enrolled in the direct deposit payroll option to receive free access to full net pay on a bank debit card engraved with a logo that is widely accepted and recognized for purchases. The free access to net pay needs to be made available through multiple sources including financial institution customer service desks, ATM networks, and cash back from debit transactions.