Housing Services, Homebuyer Counseling and and Access to the Settlement Expense Loan Program
- This RFP had a pre-bid event.
2.1 Community Marketing and Homebuyer Education: In a specified geographic area or to a specific
community, the Applicant will:
2.1.1 Develop a marketing strategy for the various communities within its service area;
2.1.2 Conduct group homebuyer's education workshops and individual counseling sessions for
first-time homebuyers, both pre and post purchase;
2.1.3 Engage in outreach and informational programs aimed at Realtors and lenders;
2.1.4 Work with neighborhood associations, business groups and others on issues relating to
housing;
2.1.5 Identify other housing opportunities or strategies to improve housing and levels of home
ownership in its service area;
2.1.6 Obtain certification as an approved HUD housing counseling organization with an approved
curriculum to offer reductions on the FHA up-front mortgage insurance premium;
2.1.7 Provide fair housing education and promotion.
2.2 Administration of the Baltimore County Settlement Expense Loan Program (SELP) and other
closing cost and downpayment assistance programs as may be available from time to time based
on funding: In a specified geographic area, the Applicant will:
2.2.1 Provide individual credit counseling for prospective first time homebuyers, and education on
the responsibility of ownership;
37 of 68
2.2.2 Determine eligibility of applicants for SELP in accordance with HOME Investment
Partnerships Program regulations and the SELP Guidelines and Procedures issued by the
Baltimore County Office of Community Conservation;
2.2.3 Verify information obtained from applicants and obtain all necessary documentation;
2.2.4 Coordinate the loan process with the buyer, Realtor, first mortgage lender, home inspector,
and the County;
2.2.5 Requisition appropriate loan funds as provided by a separate agreement reserving such
funds for Sub-grantee's service area;
2.2.6 Prepare closing documents to evidence the County's loan.
